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TDH Preserved
Your NFT stays in your wallet. TDH continues accruing throughout the loan.
NFT LoansBorrow against your NFTs without losing TDH
Keep your NFTs, keep your TDH, get liquidity
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How It Works
The Problem
In traditional NFT lending, your NFT goes into escrow. For 6529 collectors, this means losing TDH (Total Days Held) accumulation while your loan is active. TDH is valuable—it represents your commitment to the ecosystem and unlocks benefits.
The Solution
NFT Loans lets you borrow ETH using your NFTs as collateral while keeping them in your wallet. Your TDH continues to accrue throughout the loan.
How It Works
We offer two collateral modes depending on your wallet type:
Safe Guard Mode (Recommended)
For Safe wallet users
Your NFT stays in your Safe wallet. A Guard prevents you from transferring it, and a Module allows liquidation if you default. This is a hard lock—technically enforced, lowest risk for lenders.
- NFT never leaves your wallet
- TDH continues accruing
- Lower interest rates (lower risk for lenders)
- Requires Safe wallet setup
Learn more about Safe Guard Mode →
Deposit Mode
For EOA (regular) wallet users
Your NFT stays in your wallet, but you put down a 20% ETH deposit. If you try to cheat (transfer NFT or revoke approval), your deposit is slashed and given to the lender.
- NFT stays in your wallet
- TDH continues accruing
- Requires 20% deposit as security
- Higher interest rates (higher risk for lenders)
Learn more about Deposit Mode →
Quick Start
For Borrowers
- Set up your Safe wallet (recommended) or use Deposit Mode
- Create a loan request or accept an existing offer
- Receive ETH, keep your NFT, continue earning TDH
- Repay before maturity to get your collateral unlocked
For Lenders
- Browse loan requests or create loan offers
- Fund loans you're comfortable with
- Earn interest on your ETH
- If borrower defaults, receive the NFT collateral
Key Features
| Feature | Description |
|---|---|
| TDH Preserved | NFT stays in your wallet, TDH keeps accruing |
| Two Modes | Safe Guard (hard lock) or Deposit (economic security) |
| P2P Matching | Borrowers and lenders set their own terms |
| 24hr Safety Delay | Safe Guard loans have activation delay to detect issues |
| Additional Collateral | Add NFTs from approved collections to boost collateral value |
| Timelock Admin | Protocol changes require 24hr+ delay |
Supported Collections
Primary Collateral (TDH-bearing)
- The Memes by 6529
- 6529 Gradient
- 6529 Meme Lab
Additional Collateral (Non-TDH)
Floor prices set by admin. Check the app for current approved collections and prices.
Documentation
- Borrower Guide
- Lender Guide
- Safe Wallet Setup
- Safe Guard Mode Explained
- Deposit Mode Explained
- Additional Collateral
- Visual Diagrams - System architecture and flow diagrams
- Risks & FAQ
- Contract Addresses
Security
- Smart contracts are open source
- 24-hour timelock on admin functions
- 24-hour activation delay for Safe Guard loans
- Multiple security checks on Safe configuration
- View audit reports
Need Help?
- FAQ
- Discord: [link]
- Twitter: [link]